Emma Rose

BC Farm and Ranch Realty

Cell 604-614-9825

Office 604-852-1180

Email: emma@bcfarmandranch.com

Emma Rose


REALTOR®


Experience Meets Passion!


My journey to becoming a REALTOR® all started 4 years after buying our third home. 

We purchased our 3rd home in 2006, 2 years after a full renovation, things started to change, doors, ceiling and walls starting cracking and shifting... Our home was sinking into the ground! We spent 5 years in a lawsuit with the District of Mission, their issuers and an independent Engineer. 


Through that ordeal I became a REALTOR® and I am here as an agent today to help others with my knowledge and expertise in avoiding a situation where their investment could potentially have significant issues down the road. 


I am a successful, full time REALTOR®, I have extensive knowledge of the Fraser Valley area and have seen the ups and downs of the market. For the past 3 years, I have helped many clients either find the home that is right for their lifestyle and investment or sell their home to the right buyer. I act as an advocate for my clients and take the trust they place in me very seriously. 


Thank you to all my past and present clients, family and friends for the opportunities in making your home purchase or sale an exceptional positive experience!

 
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When it Comes to Offers, it’s Not Always about Price

 

When considering which of two or more competing offers to accept for your home, there is no doubt price plays a huge role. After all, if Offer #1 is $10,000 higher than Offer #2, that’s an enticing difference that puts thousands of extra dollars in your pocket.

 

However, price isn’t the only thing you should think about when comparing multiple offers. There are other factors you need to consider as well.

 

For example, what conditions are in the offer? If Offer #1 is conditional upon the buyer selling his current property for a specific amount, then what if that doesn’t happen? You could end up with an offer that dies and be forced to list your home all over again.

 

In that circumstance, accepting the lower offer may be your best move.

 

There’s also financing to consider. Most buyers will attach a certificate from their mortgage lender to show that they can afford the home and will likely secure financing with little difficulty. If you get an offer where the ability of the buyer to get financing is in doubt, that’s a red flag.

 

The closing date is another important factor. Offer #1 might propose a closing date that’s perfect for you, while Offer #2 is four weeks later. If you’ve already purchased another home, you might require a month of bridge financing if you accept Offer #2. There’s nothing wrong with that per se, but the costs and additional hassle are factors you should consider.

 

As you can see, assessing competing offers isn’t as easy as it looks. Fortunately, as your REALTOR®, I will guide you toward making the right decision.

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Finding the List Price “Tipping Points”

 

Setting the right list price for a home is a mystery for many sellers. How do you begin to determine what buyers are likely to pay for your property? After all, no two homes are exactly alike.

 

Yet, setting the right price is crucial. You need to avoid the two price “tipping points” that, if crossed, can cause you a lot of problems.

 

The first tipping point is a price that’s low enough for buyers to begin thinking something is wrong. They wonder, “Why is your price so low? What are you not telling us about your property?”

 

But that’s not even the worst problem with this tipping point. If you do get offers at that low price, you’ll have a bigger issue – leaving thousands of dollars on the table.

 

The other tipping point is setting your price so high it discourages buyers from giving your listing a second look. When your price is that high, you’ll get few enquiries and even fewer people coming to see your property.

 

Of course, you can lower your price later, if necessary. But experience shows that reduced prices make potential buyers skeptical. Most sellers who price high in the hopes of getting a windfall actually end up selling for much less than they would have if they had priced their properties correctly in the first place.

 

So what’s the right price to list your property? The answer is somewhere inbetween those two tipping points. Call today for help determining the right price for your property.

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How Much Time Should You Spend Viewing Homes?

 

Figuring out how much time you should spend viewing properties for sale is a little like asking, “How long should I spend trying on shoes?

 

” The answer seems obvious: As long as it takes to make a decision!

 

Buying a home is significantly more complex than purchasing shoes – and the stakes are higher too! You need to make sure you have all the information necessary to confidently make the best decision.

 

There are basically three stages to viewing a property:

1. Macro

2. Micro

3. Professional

 

When you view a home on a macro basis, you’re looking at it from an overall perspective. For example, you may do a general walk-through to get a first impression and determine if the property has the basic features you need, such as the number of bedrooms and the size of the backyard.

 

Macro viewing is often the fastest stage in the viewing process and can sometimes take just a few minutes.

 

If you like what you see, then it’s onto the micro stage. At this stage you take a closer look at the details of the property. You might, for example, spend extra time in the master bedroom imagining how your furniture would look and fit.

 

The micro stage takes longer simply because the home is now on your shortlist. You’re interested and are considering making an offer.

 

Finally, the professional stage involves getting a qualified home inspector to go over the property with a fine tooth comb. That typically occurs after you’ve made an offer.

 

As your REALTOR®, I will guide you through a viewing so you’ll know what to look for and can make a smart, informed decision. Call today.

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I have been a legal assistant for 6 years preparing legal documents, working first hand with Lawyers.  I pride myself on my honesty, my exceptional organization skills and my attention to detail.

 

I have lived in Mission since 2006, in a home we found out to be sinking in 2009. I have vowed as an agent to do my due diligence in getting any and all information you need to avoid a situation like I was in. I have become very familiar with the signs to look out for, allowing me to be the best agent for you. 

 

Purchasing a home is your biggest investment, do not settle for just any agent.

 

 

Contact me today!

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How to Reduce the Chance of a Burglary by 90%


No one wants to deal with a burglary. How do you reduce the chances of
one happening?


Fortunately, burglaries are a well-studied phenomenon — especially by law
enforcement. These studies have identified specific things you can do to cut
the risk dramatically. Here are some ideas:

 

• 34% of home break-ins occur through the front door. Experts

recommend investing in a door with a top-quality locking mechanism.
(The best are those that lock at three points of contact.)

 

• 50% of burglars will be deterred if your home has some sort of video

monitoring system. A thief doesn’t want his face on YouTube!

 

• Unfortunately, signs and window stickers warning of an alarm system

do not deter thieves. However, 62% of burglars will immediately run
away when an alarm goes off. Always turn on your alarm system
when you’re not home!

 

• 22% of burglaries occur through a sliding glass door or patio door.

Make sure it’s locked and also use a solid metal jammer.


• Some thieves use frequency scanners to gain access to garages.

Police recommend changing your remote entry code regularly and
putting blinds or curtains on garage windows so thieves can’t see
(and be tempted by) any valuables inside.


As you can see, there are many simple things you can do to reduce your
chances of a burglary dramatically. The effort is worth it.

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Should You Move or Renovate? Three Things to Consider


Determining if you should buy a new home or fix up your current one isn’t
easy. In fact, the decision can be steeped in so much drama they make
reality TV shows about it!


So if you’re considering whether to move or improve, here are three things
to consider.


1. Will a renovation truly fix what you don’t like about your property?


If you’re tired of a small kitchen, for example, it might not be possible, given
the layout, to make it any bigger. On the other hand, if you’re craving a
spacious rec room with a cosy fireplace then a renovation could make that
happen.


Of course, there are some things you may want that aren’t specific to your
house, such as an easier commute or nearby park. Those are features you
may only be able to get by moving.


2. How much will a renovation cost? How does that compare to the
cost of moving to a new home?


It’s important to get accurate estimates of each so you can make a smart
decision. This is where a good REALTOR® can help.


Keep in mind that renovations have a habit of costing more than you
originally anticipate. As mentioned earlier, the final result should be a home
you want to stay in for quite some time.


3. Beware of compromising versus settling.


Whichever decision you make — renovate or sell — you can expect to have
to make at least some compromises. That’s normal.


For example, consider adding an extension to your house. That’s a major
renovation. Is it the ideal way to get the extra room you want? Do the
benefits of renovating outweigh the benefits of finding a new larger home
designed to include the space you need?

 

Yes, it’s a tough decision. If you’re in the midst of making it, call today, to
get the facts you need to make the best choice for you.

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Do you ever wonder how most people find the homes they eventually buy? You might imagine them driving by a "FOR SALE" sign or seeing a home for sale in the newspaper and then calling to enquire.

 

Of course, many buyers find out about listed properties that way. But, according to research by the National Association of Realtors, there are many other - sometimes surprising - ways buyers find their next dream home.

 

For example:

 

- 88% of buyers find a home iwth the help of a real estate agent.

 

- 90% of buyers searcyh online as part of the home buying process. (Such as viewing a property's profile on the agent's website.)

 

- 69% of buyers searching for a home using Google, use a specific local term, such as "Whiteby-south homes for sale".

 

-29-46% of buyers attend an Open House as part of their home hunting activities.

 

Overall, the research shows that buyers are using multitude of ways - combining online and offline methods - to find homes.

 

What does all this mean to you? It means that if you're preparing your home for sale, you need to ensure your marketing plan takes into account all the ways buyers are finding properties - so you can be sure that they will find yours.

 

Looking for a REALTOR® who knows how to market your home for maximum exposure? Call today.

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More fires start in the kitchen than in any other room. Those fires can be
expensive; since even a minor incident, with no injuries, can result in
significant damage. That’s why it’s important to keep up with the latest in fire
prevention.


The most recent research tells us:


• Never leave cooking food unattended. Doing so is the number one
cause of kitchen fires.


• Make sure cooking appliances, especially deep fryers, are safety
certified by the appropriate government agency.


• When using oil in a frying pan, always heat slowly at no more than a
medium heat setting.


• Always turn off stove burners and other cooking appliances
immediately after cooking.


• Never attempt to put out a grease fire with water. Use baking soda or
a fire extinguisher.

 

• Never remove or cover up a smoke detector due to nuisance alarms.
The one alarm that isn’t a nuisance may save your life.


Finally, experts say that if you can’t put out a fire immediately, get everyone
out of the home and call emergency services.

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As you’re probably aware, the list price you set for your property has an
impact on how quickly it sells — and how much you earn on the sale.


What you may not realize is just how significant an impact it has. Consider
the following examples.


Example 1:
You price your property well above its current market value. As a result,
many buyers don’t bother to see it because it’s outside of their price range.
Those who do see it are confused by the high price tag, (and may even be
suspicious.) They may wonder, “What’s going on?”


In this scenario, the home will likely languish on the market for weeks or
even months. You might even have to lower the price dramatically to reignite
interest.

 

Example 2:
You price your property just a couple of percentage points lower than what
is necessary to gain the interest of qualified buyers. That might not seem
like much of a problem. How much can a couple of percentage points
matter?


Those points matter a lot.


On a $400,000 property, pricing your home just 2% lower than necessary
could cost you $8,000 on the sale. That’s a serious amount of money!


So, as you can see, pricing your home right is serious business.

Fortunately, a good REALTOR® knows how to set the right price.


Looking for a good REALTOR®? Call today.

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When you’re out-of-town, there are plenty of kennels and other facilities that will mind your dog or cat. In fact, the pet-care business is booming! However, the same options aren’t available for your houseplants. So what do you do? 


First, keep in mind that plants can go for several days or even a couple of weeks without water. This frequently happens in their natural habitats. So if you’re gone for just a few days, your flora will probably be fine. 


Flowering plants tend to need the most water. Give them an extra dose just before you leave. Also, make sure they are in indirect, rather than direct sunlight. That will help them conserve water. 


If you’re going to be away for a week or more, consider one of the several products on the market that water plants automatically. Many of these allow you to adjust how much water each plant gets — and when.  


You’ll find plenty of do-it-yourself instructions for making your own automatic waterer on the internet, from plastic cups with tiny holes in the bottom to upside-down bottles with wicks. These might work, but you’ll want to test them first.

 

Of course, your best option might be to have a friend or trusted neighbour take care of the plants for you. Just be sure to give them clear instructions.  


Your houseplants will thank you.

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When you make an offer on a home, it’s a smart idea to have a professional home inspector check it out from top to bottom. This inspection will ensure that the property doesn’t have any unexpected “issues”. After all, you don’t want to buy a home only to discover that the roof needs to be replaced, immediately, for thousands of dollars. 


That being said, you might question whether you really need to invest the few hundred dollars it costs for a professional home inspection. “The home we want to buy looks like it’s in very good shape,” you might be thinking. “I can’t see anything wrong with it.” 


However, a professional home inspector can see things you can’t. When you view a property that’s on the market, you might be able to notice obvious issues, like a crack in the foundation or a dripping faucet. If you’re experienced with home maintenance, you might even notice roofing tiles that look like they’re overdue for replacement.  
But you won’t pick up all the issues a home inspector can. 


A home inspector will, for example, use a special device to check for moisture build-up in the washrooms – which can be an indication of mould. He or she will also inspect wiring to make sure everything is safe and compliant with the building code. 


That’s not all. 


Like a determined detective, a home inspector will investigate the property’s structure, electrical and plumbing systems, insulation, and other components — and then report the findings to you

 

In the end, a professional home inspection gives you peace-of-mind and protects your investment. So getting one is highly recommended — even for recently built homes. 


A good REALTOR® can recommend a trusted home inspector for you. 


Looking for more ideas on making smart decisions when buying a home? Call today.

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Renovations - painting, updating, landscaping, new roof, carpet cleaning, etc. Costs can run from $20 - $20,000

 

Lawyer - $800-$1,500

 

Moving- $110/hr to -$180/hr

 

Real Estate Commission - Generally 7% on the first 100K and 3% on the remaining balance of the selling price of the home (+GST)

 

Notifications - Friends, utility companies, post office (Canada Post rerouting services could be up to $52 or more

 

Mortgage Penalty - Your mortgage provider may charge penalties for early redemption, should this be your situation.

 

I may not have covered everything, I am always wanting to here your points, drop me an email with any additional expenses you incurred.

 

Thank you

Emma

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  • Geographic Location: Factors such as average home prices in the area, and proximity to family.
  • City vs. Suburbs vs. Rural: Consider the type of area you want to live in, and what your needs are. Do you prefer the space that suburban living provides or do you prefer the closeness of city living?
  • What Kind of Home: Condos, townhomes, house, square footage and outdoor space – there are so many variables to consider. Are you a do it yourselfer when it comes to home maintenance or would you prefer the ease of care afforded with a condo? Remember condos and townhouses will probably have the added cost of a Strata fee.
  • Neighborhood: Choosing the right area to fit your lifestyle and personality.
  • School District: An important choice if you have children. Are you looking for private or public school system, and consider the costs involved. Areas with good school districts will hold their value in future years and afford you larger purchase demographic when you go to sell.
  • Proximity to Work: Your daily commute, and how much time you are willing to drive or take public transportation in your everyday routine. Calculate the added costs of a long commute along your commute time.
  • Safety: Most would consider having a safe area to reside in a key factor in selecting an area. There are online resources that allow you to check crime rates for an area you are considering.
  • Friends and Family: Consider the people in your life that you would want to see consistently, or perhaps you are looking to move further away from family.
  • Leisure Activities: Free time is always something to consider. Do you want your new home to be close to sports, restaurants, shopping, culture, etc.?

Additional items to consider:

  • Research the Neighborhood: use the web to research facts and statistics- crime, income averages, education, etc.
  • Visit During the Day and Night: consider the neighborhood and the details of it during the daytime and nighttime and how it appears.
  • Potential Neighbors: look into the community and those that reside there.
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